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EcoBank USSD Code For All Transactions – *326#

With the Ecobank USSD code, customers can perform a variety of banking transactions using their mobile phones, without the need for an internet connection. This article will guide you through the features and benefits of EcoBank’s *326# USSD code and provide step-by-step instructions for using it in Nigeria.

Activate Ecobank USSD Banking

To get started with EcoBank’s *326# USSD code, follow the instructions below based on your current customer status:

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Current Customers on EcoBank Mobile App

If you are an existing customer using the EcoBank Mobile App, you can seamlessly transact on *326# using your existing 6-digit PIN. Here’s how to get started:

  • Dial *326# on any mobile phone (Smart or Feature phone).
  • Use your existing 6-digit PIN that you use to transact on the Mobile App.
  • In case you have forgotten your PIN, use the EcoBank Mobile App to reset it.
  • Utilize 326 as an alternative to the EcoBank Mobile App anytime and anywhere, without requiring an internet connection.

EcoBank Consumer Customers Not on EcoBank Mobile App

If you are an EcoBank consumer customer who is not using the EcoBank Mobile App, you can self-register using your Debit/ATM Card. Follow these steps to register:

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  • Dial *326# on any mobile phone (Smart or Feature phone).
  • Go to menu option 3 – Attach Mobile Number to account.
  • Follow the prompts to complete the registration process.

Non-EcoBank Customers

If you are not an EcoBank customer, you can still access mobile banking services by opening an Xpress Account. Here’s how:

  • Dial *326# on any mobile phone (Smart or Feature phone).
  • Go to menu option 1 – Open Xpress account.
  • Follow the prompts to complete the account opening and registration process.
  • Deposit money into your Xpress Account and request a debit card to enjoy the freedom of making payments in shops, online, and withdrawing money from ATMs.

How to Fund bet9ja account with Ecobank USSD Code

Dial *326*9*Amount*Bet9ja ID#

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Features and Benefits

EcoBank’s *326# USSD code offers a range of features and benefits to enhance your banking experience. Let’s explore some of the key services available:

Ecobank Airtime USSD Code

Stay connected by purchasing airtime for yourself and your loved ones. Follow these steps to buy airtime:

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  • Dial *326#.
  • Select 1 and follow the prompts to buy airtime for yourself, friends, and loved ones.

Xpress Cash

Send an Xpress cash token to be withdrawn at any EcoBank ATM or Xpress Point Agent. Here’s how to generate and cash out the token:

  • Dial *326#.
  • Select 2, then 1 to generate a token and share it with the recipient.
  • Cash out at any EcoBank ATM or Xpress Point by dialing *326#, selecting 2, then 4. Enter the agent terminal ID and follow the prompts.

EcoBank Pay USSD Code

Make payments at EcoBank’s partner merchants when you shop. Follow these steps:

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  • Manually type in the merchant ID displayed on the QR code.
  • Dial *326#.
  • Select 3, then account, followed by Visa or Mastercard.
  • Enter the terminal ID and follow the prompts to complete the payment.

Ecobank USSD Code For Bill Payment

EcoBank’s *326# USSD code allows you to conveniently pay various bills. Here are some bill payment options:

Utility Bills (Blantyre Water Board Pre-paid – Instant token generation & Post-paid)

  • Dial *326#.
  • Select 4, then 1 and follow the prompts to pay your prepaid/post-paid BWB bill.

Government (MRA)

  • Dial *326#.
  • Select 4, then 2 and enter the amount and PRN (Payment Reference Number).
  • Follow the prompts to pay your MRA taxes and duty.

Medical (MASM – Online Payment)

  • Dial *326#.
  • Select 4, then 3 and enter the reference number, reference type, and amount.
  • Follow the prompts to pay your MASM Subscription.

TV (DSTV) – Online and immediate activation

  • Dial *326#.
  • Select 4, then 4 and 1.
  • Select the DSTV bouquet, enter the bill reference number, select the account to debit, and follow the prompts to pay for your DSTV subscription.

TV (GoTv) – Online and immediate activation

  • Dial *326#.
  • Go to 4, then 4, then 2 to select GoTv.
  • Select the GoTv bouquet, enter the bill reference number, select your account to pay from, and follow the prompts to pay for your GoTv subscription.

Ecobank Loan USSD Code

EcoBank’s *326# USSD code also offers pre-approved salary advances for salaried customers. Here are some key details:

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  • Available for salaried customers.
  • Allowable amount is 50% of take-home pay.
  • Monthly facility, payable in full at the end of the month.

Ecobank USSD Transfer Code

Transfer funds conveniently using EcoBank’s *326# USSD code. Here are the available options:

Transfer Money to Any EcoBank Account

  • Dial *326#.
  • Select 6, then 4 and follow the prompts to send money to any EcoBank account in Nigeria.

Transfer Money via SMS to Anyone in Nigeria

  • Dial *326#.
  • Select 6, then 1.
  • Select the account number to debit, enter the amount, beneficiary phone number with the country code, and follow the prompts to send money via SMS.

Transfer Money to Other Local Banks in Nigeria

  • Dial *326#.
  • Select 6, then 5 and follow the prompts to send money to other local bank accounts in Nigeria.

Send Money with Rapid Transfers (International & Across Africa)

  • Dial *326#.
  • Select 6, then 3 and follow the prompts to send money to any EcoBank account outside of Nigeria via Rapid Transfer.

EcoBank’s *326# USSD code provides customers with a convenient and accessible way to bank on the go. Whether you are an existing customer or new to EcoBank, you can easily register and enjoy a wide range of services and benefits. From airtime top-up and bill payments to fund transfers and loan facilities, the *326# USSD code offers a comprehensive suite of features to meet your banking needs. Embrace the power of mobile banking and experience the freedom to manage your finances anytime, anywhere with EcoBank’s *326# USSD code.

Ecobank Customer Care:

Telephone: 07005000000 or +2347080653700 or + 23412701323 or Premier Number: 0700PREMIER (07007736437) or Advantage Number: 0700ADVANTAGE (070023268243) or Toll Free 0700PREMIER (07007736437)

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Email: ecobankenquiries@ecobank.com

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