Opay USSD Code For All Transactions – *901#

Opay has emerged as one of the leading digital banking apps, widely chosen for everyday transactions due to its fast transfers, cashback features, and popularity among POS agents. Whether you’re a new user looking to get started with Opay or seeking guidance on using the Opay USSD code for various transactions such as money transfers, checking your Opay balance, purchasing airtime, or obtaining an OTP, this comprehensive guide provides detailed information on using the Opay USSD code without requiring an internet connection (for offline use).

Unlike other digital banks that require registration and activation of your linked phone number before the USSD code can be used, Opay simplifies the process. Once you have successfully created your Opay account, you can immediately start using the USSD code.

To begin using the Opay USSD code, you need an active Opay account. Here’s how you can create an Opay account:

• Download and install the Opay App from Google Play Store or the App Store.
• Open the Opay App after installation.
• If you’re a new user, click on “Create Account.” Existing users can log in and proceed.
• Enter your correct personal information.
• Set your transaction PIN and password.
• Verify your account.

The verification stage determines the maximum amount your Opay account can hold in total. Opay offers different account tiers based on the level of verification. Here are the available account tiers and their corresponding limits:

Tier	Daily Transaction Limit	Maximum Account Balance	Verification Required
1	50,000	300,000	Phone Number / NIN
2	200,000	500,000	BVN
3	5,000,000	Unlimited	Utility Bill

OPay USSD Code

Now that you have an active Opay account, let’s explore the Opay USSD code for various transactions such as transfers, buying data, and airtime. In Nigeria, the Opay USSD code is *955#. Here is a detailed breakdown of the Opay USSD code functions:

How to Activate Opay ATM Card with USSD

Dial *955*03121# to activate your Opay ATM card.

How to Get Opay OTP with USSD

Dial *955*010# to receive a One-Time Password (OTP) for your Opay transactions.

How to Check Opay Account Balance with USSD

Dial *955*0# to check the balance in your Opay account.

USSD Code for Electricity Bill Payment with

Dial *955*6# to pay your electricity bills using Opay.

USSD Code for Bet Wallet Funding

Dial *955*5# to fund your Opay bet wallet.

USSD Code to Buy Data

Dial *955*4*mobile number# to purchase data for a specific mobile number.

USSD Code to buy Airtime for Others

Dial *955*3*amount*phonenumber# .

USSD Code to buy Airtime for self

Dial *955*3*amount# to purchase airtime for your own Opay account.

USSD Code to Transfer Money to Opay Account

Dial *955*1*amount*10 digit account number# to transfer funds to another Opay account.

Also Read:

• Access Bank USSD Code For All Transactions – *901#
• UBA USSD Code For All Transactions – *919#
• How to Apply For Opay POS Machine and Become an Agent

Transfer Money to Other Bank Account

Dial *955*2*amount*10 digit account number# to transfer funds to an account in another bank.

By utilizing these USSD codes, you can perform a range of transactions conveniently using Opay, without relying on an internet connection.

Note: It’s important to remember that the Opay USSD code can only be used with a registered phone number linked to your Opay App account.

Remember, Opay’s user-friendly interface and versatile USSD code make it a popular choice for digital banking transactions, offering speed, convenience, and reliability. Enjoy the seamless experience of banking with Opay and make the most of its extensive services.